Dealer inventory funding
Working capital for used car dealers — every car AI-inspected, honestly valued, funded in minutes — plus customer car loans, buyer leads and procurement in one place.
Funding or partnership
A partner who solves your financial needs and helps you grow your profit.
A loan, and nothing more.
How it works
Type the registration number or upload the RC image. That is the whole onboarding.
Owner, make and model, insurance, PUC, fitness and hypothecation checked against authoritative records.
Dealer–owner relationship, existing financier, duplicate funding and detail mismatch, before we price anything.
A detailed inspection of every car at your own lot, read by our AI tool. You keep the report.
Market, condition-adjusted and conservative values from the inspection, specs, age, kilometres and location.
An LTV-based limit is approved and funds are disbursed in 15–30 minutes.
KFin 230+ point AI inspection
Before we fund a car, we check it on 230+ points with our AI-powered inspection tool. That gives us its correct value, and gives you a report to show your buyers.
Condition is assessed, not guessed, so your funding limit reflects the car.
Share the inspection report with customers and earn their trust on the spot.
Why dealers stay
Fees run on a daily reducing balance with a 7-day minimum. The limit restores the moment you repay, so the next car is already funded.
Beyond finance
Quality inventory through auctions, OEMs, fleets and our partner network.
Flexible inventory funding to help you buy more and grow faster.
Buyer leads from partner marketplaces, pricing insights, and inspection reports that win trust.
Higher approvals and faster payouts for your buyers. Happier customers.
Insurance, warranty, RTO and RC transfer — all in one place.
Data-driven decisions for better buying, faster selling and higher profit.
Our ecosystem partners
Customer car loans and buyer leads — through partners dealers already trust.
Customer car loans — when your buyer needs finance, come straight to us.
Lead generation for used cars — buyers who are ready to purchase.
Commercial vehicle reach — leads and sourcing beyond cars.
Why KFin
| Topic | KFin | Traditional lender |
|---|---|---|
| How fees are charged | Per day, only on the amount you use | Monthly interest on the full sanctioned amount |
| Paying early | Zero foreclosure charge | Prepayment penalties are common |
| Decision time | Minutes, after inspection | Days to weeks |
| What the limit is based on | Each car’s inspected value | Property or personal guarantees |
| Inspection report | Yours to share with buyers | Not provided |
| Your point of contact | A dedicated relationship manager | Branch queue or call centre |
| Beyond funding | Customer car loans, leads, procurement, insurance | Funding only |
Traditional lender terms are typical of bank and NBFC working-capital lines; individual lenders vary.
What growth looks like
“I don't need a lender. I need a growth partner who helps me buy better, sell faster and earn more.”
Figures are illustrative, drawn from dealer partnerships.
Hear from our dealers
Representative photo“I pay only for the days a car sits on my lot. That alone changed how much stock I carry.”
Representative photo“Buyers trust the inspection report. I close faster because their questions are already answered.”
Representative photo“My relationship manager knows my stock better than my old Financier ever did.”
Representative used-car lot photos via Wikimedia Commons and geograph.org.uk (CC BY-SA). Not the dealers quoted.
